Beware of Bank Scams

Everyday, more people use online services for multiple of things. Communications are now mostly done over the Internet, electronic emails replace normal post, which is now known as snail mail..

OK wait. Motif kene tulis karangan macam pemahaman tingkatan 3 kenape?

There is a point actually. About bank scam.

Last few weeks, I received a phone call from someone claiming that I’ve a credit card debt of RM3,000. That was ridiculous because I don’t own that evil plastic and the caller didn’t even address my name. Yes, I’m that vain. If people don’t care to address me, I won’t care to listen.

So, this person will call you to authorize a so-called transaction. Beware because they do not even know you but they are just trying their luck by saying this. And then you go thinking, ‘Wait a minute. I don’t have a credit card. What is this?’

Two things might happen:
1. You might ask ‘I don’t have a credit card. How can that happen?’
2. ‘What rubbish’ and put down the phone and continue listening to radio stations while working.

Or you can choose to sing the most horrible song in the world because you realized that this person is trying to trick you. Hold on to that thought. That’s what they are going to do.

However, some people do fall into their trap and do the No 1 on the list. This is when they are going to tell you that someone is using your name or credit card fraud. And they will give you a phone number claiming that the phone number is Bank Negara’s number. DO NOT fall into the trap because it is not.

Once you call the number, they will be asking for your bank details and such. This is not supposed to be happening because banks will never ask any information over the telephone.

Another thing, please be aware that any wensites offering transactions like maybank2u will have a standard URL with https://klikdisi.com.my. It is Hypertext Transfer Protocol Secure (HTTPS) and is for sensitive and important transactions. So if you doing any online transactions or the sort, do watch out the URL to avoid from scams.

Pelase be reminded that free wireless is literally ‘free’ and vulnerable to attacks. Do not and avoid as much of you can of doing any transactions iin places with free WiFi. Better safe than sorry right?

Ouh crap. Got to pay my bills now. Enjoy your day people!